Educators have the opportunity to make a huge impact on their students – however, they face many challenges, which may result in low back, neck and shoulder pain. Also tired feet, aching legs, headaches, insomnia and stress. Often, the number one concern for teachers is back pain when standing.
Whether you are a nursery school teacher or a college professor, job-related challenges can be reduced or avoided, especially if you know how to improve posture.
•Teachers often stand “lecture-style” for extended hours, placing an extra burden on the low back and legs, which may lead to poor posture. Additionally, hard unforgiving surfaces can take their toll after prolonged standing.
•Bending or stooping over children at their desks and in a class of 50 students
•Sitting down for long periods when grading assignments and marking exams
•Lifting or carrying small children, heavy equipment or paperwork.
•Teachers in primary and early-year classrooms can spend an average of 20,000 hours standing on furniture designed for children during their 30-year career. In addition, teachers may be using extra-low sinks and child-height computers and whiteboards.
•Stress, especially if you are a first year teacher learning the curriculum, how to write lesson plans, classroom management and paperwork. Stress may prevent getting a good night’s sleep, resulting in the search for remedies for insomnia.
Teachers can improve their health by implementing the following;
•Use a specially designed chair or floor cushion for low seating.
•Use a high stool instead of standing for hours.
•Use a height adjustable table.
•Transport heavy paperwork or equipment on a wheeled trolley.
•Stretch and move frequently – get up and walk around every 20 minutes or so.
•Avoid excessive reaching and twisting by arranging items on your desk.
•Wear comfortable, supportive shoes — possibly with orthotics, if necessitated.
•Maintain ergonomically correct workstations.
•Learn how to improve posture and lift, bend and carry correctly. Chiropractors and physical therapists provide home and work instructions for patients.
1. To guide teachers on how to stand, which appropriate foot wear to put on.
2. The height of the board should be made in regards to the teacher’s height, so that it is not too high or low
3. Teachers should avoid sudden rotation of the trunk (spine) as it can cause disk problem and back pain
RECOMMENDATION TO THE SCHOOL MANAGEMENT
1. Students or pupils’ desk should be made in a way that favours both the teacher and students.
2. The school should consider having an exercise room or trainer to help the teachers in exercising.
3. The height of the chalk board should be made according to the teachers’ height, so that it is neither too high nor low.
The writer is Physiotherapist, Chiropractic & Physiotherapy Health Centre.
World Bank pushes G-20 to extend debt relief to 2021
World Bank Group President David Malpass has urged the Group of 20 rich countries to extend the time frame of the Debt Service Suspension Initiative(DSSI) through the end of 2021, calling it one of the key factors in strengthening global recovery.
“I urge you to extend the time frame of the DSSI through the end of 2021 and commit to giving the initiative as broad a scope as possible,” said Malpass.
He made these remarks at last week’s virtual G20 Finance Ministers and Central Bank Governors Meeting.
The World Bank Chief said the COVID-19 pandemic has triggered the deepest global recession in decades and what may turn out to be one of the most unequal in terms of impact.
People in developing countries are particularly hard hit by capital outflows, declines in remittances, the collapse of informal labor markets, and social safety nets that are much less robust than in the advanced economies.
For the poorest countries, poverty is rising rapidly, median incomes are falling and growth is deeply negative.
Debt burdens, already unsustainable for many countries, are rising to crisis levels.
“The situation in developing countries is increasingly desperate. Time is short. We need to take action quickly on debt suspension, debt reduction, debt resolution mechanisms and debt transparency,” said Malpass.
Kenya’s Central Bank Drafts New Laws to Regulate Non-Bank Digital Loans
The Central Bank of Kenya (CBK) will regulate interest rates charged on mobile loans by digital lending platforms if amendments on the Central bank of Kenya Act pass to law. The amendments will require digital lenders to seek approval from CBK before launching new products or changing interest rates on loans among other charges, just like commercial banks.
“The principal objective of this bill is to amend the Central bank of Kenya Act to regulate the conduct of providers of digital financial products and services,” reads a notice on the bill. “CBK will have an obligation of ensuring that there is fair and non-discriminatory marketplace access to credit.”
According to Business Daily, the legislation will also enable the Central Bank to monitor non-performing loans, capping the limit at not twice the amount of the defaulted loan while protecting consumers from predatory lending by digital loan platforms.
Tighter Reins on Platforms for Mobile Loans
The legislation will boost efforts to protect customers, building upon a previous gazette notice that blocked lenders from blacklisting non-performing loans below Ksh 1000. The CBK also withdrew submissions of unregulated mobile loan platforms into Credit Reference Bureau. The withdrawal came after complaints of misuse over data in the Credit Information Sharing (CIS) System available for lenders.
Last year, Kenya had over 49 platforms providing mobile loans, taking advantage of regulation gaps to charge obscene rates as high as 150% a year. While most platforms allow borrowers to prepay within a month, creditors still pay the full amount plus interest.
Amendments in the CBK Act will help shield consumers from high-interest rates as well as offer transparency on terms of digital loans.
Scope Markets Kenya customers to have instant access to global financial markets
NAIROBI, Kenya, Jul 20 – Clients trading through the Scope Markets Kenya trading platform will get instant access to global financial markets and wider investment options.
This follows the launch of a new Scope Markets app, available on both the Google PlayStore and IOS Apple Store.
The Scope Markets app offers clients over 500 investment opportunities across global financial markets.
The Scope Markets app has a brand new user interface that is very user friendly, following feedback from customers.
The application offers real-time quotes; newsfeeds; research facilities, and a chat feature which enables a customer to make direct contact with the Customer Service Team during trading days (Monday to Friday).
The platform also offers an enhanced client interface including catering for those who trade at night.
The client will get instant access to several asset classes in the global financial markets including; Single Stocks CFDs (US, UK, EU) such as Facebook, Amazon, Apple, Netflix and Google, BP, Carrefour; Indices (Nasdaq, FTSE UK), Metals (Gold, Silver); Currencies (60+ Pairs), Commodities (Oil, Natural Gas).
The launch is part of Scope Markets Kenya strategy of enriching the customer experience while offering clients access to global trading opportunities.
Scope Markets Kenya CEO, Kevin Ng’ang’a observed, “the Sope Markets app is very easy to use especially when executing trades. Customers are at the heart of everything we do. We designed the Scope Markets app with the customer experience in mind as we seek to respond to feedback from our customers.”
He added that enhancing the client experience builds upon the robust trading platform, Meta Trader 5, unveiled in 2019, enabling Scope Markets Kenya to broaden the asset classes available on the trading platform.