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SURGEON’S DIARY: Search for English language took me to a girls’ school




By Yusuf K. Dawood
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My father never joined the rat-race in Bantwa because he considered the system inhumane and worked for a Parsi firm in Mumbai.

Apparently, he was due to meet an Englishman in the course of his work. In anticipation, he asked an English-speaking friend to write on a piece of paper, ‘I am sorry, I can’t speak any English’. He handed it the Englishman when he met him.

I presume the visitor smiled and made some polite remarks in the only language he knew but my dad made a momentous decision there and then; his children would never suffer a similar humiliation. He decided that all of us would speak English and since knowing the language was synonymous with higher education, he made up his mind that all his sons would go for university education.

The die was cast when he steered my eldest brother toward a university in the country to obtain the degree of B.A. Bachelor of Arts, on his way to become a lawyer. As his younger brothers, we simply followed suit and all five of us ended up as professionals, elder three as lawyers and younger two as doctors, my younger brother, a brainy chest physician and me a mere surgeon!

At some point in his business career, my father ran a cashew nut factory in Mangalore, in south India in partnership with a Parsi gentleman, who he met while he worked in Bombay. He called his family to stay with him in Mangalore because one of his objections to the system prevailing in Bantwa was that it ripped families apart for 10 months in a year.

In that connection, he had to find schools for all his children with English as a medium of instruction.

In the course of his search for a school for my sister, he visited a convent and liked what he saw there. He was impressed by the Irish nuns in their ankle-length habits, their flowing black veils and their wimples. Their purity, their kindness and gentleness and caring attitude left a lasting impression on him.

He was impressed that the convent not only produced academic high flyers but also turned out ‘wholesome’ girls of strong moral fibre.

My father applied for my sister and he was very pleased that the application for Zainab was accepted. Emboldened by this quick acceptance, he applied for me because he did not see why I should not receive this excellent education as well.

He had another motivation too. Perhaps he thought that Zainab, after her secluded life in Bantwa, might feel like a fish out of water in the strange surroundings of liberal Catholic education and I, younger by four years, might serve as her sparring partner.

So my father made a special plea to Mother Superior to enrol me in this exclusively girls’ school and happily for me, he convinced her that at the age of six I was harmless to my schoolmates!


Mangalore in general and the convent in particular proved to be the first turning point in my life. They were a far cry from Bantwa and opened up a new world to me, expanding my horizons and broadening my vision. The three years I spent there, greatly enriched my childhood, gave me a totally new outlook and laid a fresh foundation on which to build my life. It fired me with ambitions, aspirations, dreams and ideals, which could never have sparked my life in the parochial atmosphere of Bantwa. Except for the tragedy which occurred, mercifully at the end of our stay, Mangalore will rank as the happiest period of my childhood.

Reverting back to my father, who made this available to us, it is more impressive if I add that he had only four years of schooling, during which time he learnt the three Rs. He could read and write Gujarati fluently but he excelled in the third R — Arithmetic and could do mental sums with speed and accuracy that would leave modern calculators reeling!

He tendered two pieces of advice which I still remember. One was that God has given us one tongue and two ears for a good reason; we must listen twice as much as we speak.

He did not always practise what he preached! No wonder, because he had the gift of the gab and was often carried away by his own verbosity. The other was a Gujarati proverb; translated in English it literally means that if you want to go to paradise, you must die yourself! In practical terms it implies that if you are aiming for perfection, you must do the job yourself.

I must relate an incident here which culminated in me receiving a hard slap on my face. There was an All India Memon conference to be held in Jetpur, a Memon stronghold near Bantwa and all such meetings were opened with a recitation from the Holy Koran. There were about 5,000 delegates, all men, expected to attend and my father proposed my name to recite a surah from the Koran. I was five at the time and too small to be seen by the congregation and so it was agreed that I would stand on a chair. My father was at home to attend the conference and made me rehearse the recitation every morning. One morning as we were going to start, the milkmaid arrived to deliver milk. Distracted by her tight bodice and jingling bells around her ankles, I couldn’t start despite my father’s repeated urging. He lost his temper and slapped me hard on my face. As I screamed with pain, my mother came out of the kitchen, where she was making chapattis and took me back with her. Later at breakfast, I saw a very contrite father! Despite this episode, all went well at the inauguration. As evidence of my father’s foresight, my brother Sattar, elder by six years rehearsed with me in the last few days and stood beside me on the crucial day, in case I faltered at the last minute!



Sordid tale of the bank ‘that would bribe God’




Bank of Credit and Commerce International. August 1991. [File, Standard]

“This bank would bribe God.” These words of a former employee of the disgraced Bank of Credit and Commerce International (BCCI) sum up one of the most rotten global financial institutions.
BCCI pitched itself as a top bank for the Third World, but its spectacular collapse would reveal a web of transnational corruption and a playground for dictators, drug lords and terrorists.
It was one of the largest banks cutting across 69 countries and its aftermath would cause despair to innocent depositors, including Kenyans.
BCCI, which had $20 billion (Sh2.1 trillion in today’s exchange rate) assets globally, was revealed to have lost more than its entire capital.
The bank was founded in 1972 by the crafty Pakistani banker Agha Hasan Abedi.
He was loved in his homeland for his charitable acts but would go on to break every rule known to God and man.
In 1991, the Bank of England (BoE) froze its assets, citing large-scale fraud running for several years. This would see the bank cease operations in multiple countries. The Luxembourg-based BCCI was 77 per cent owned by the Gulf Emirate of Abu Dhabi.  
BoE investigations had unearthed laundering of drugs money, terrorism financing and the bank boasted of having high-profile customers such as Panama’s former strongman Manual Noriega as customers.
The Standard, quoting “highly placed” sources reported that Abu Dhabi ruler Sheikh Zayed Sultan would act as guarantor to protect the savings of Kenyan depositors.
The bank had five branches countrywide and panic had gripped depositors on the state of their money.
Central Bank of Kenya (CBK) would then move to appoint a manager to oversee the operations of the BCCI operations in Kenya.
It sent statements assuring depositors that their money was safe.
The Standard reported that the Sheikh would be approaching the Kenyan and other regional subsidiaries of the bank to urge them to maintain operations and assure them of his personal support.
It was said that contact between CBK and Abu Dhabi was “likely.”
This came as the British Ambassador to the UAE Graham Burton implored the gulf state to help compensate Britons, and the Indian government also took similar steps.
The collapse of BCCI was, however, not expect to badly hit the Kenyan banking system. This was during the sleazy 1990s when Kenya’s banking system was badly tested. It was the era of high graft and “political banks,” where the institutions fraudulently lent to firms belonging or connected to politicians, who were sometimes also shareholders.
And even though the impact was expected to be minimal, it was projected that a significant number of depositors would transfer funds from Asian and Arab banks to other local institutions.
“Confidence in Arab banking has taken a serious knock,” the “highly placed” source told The Standard.
BCCI didn’t go down without a fight. It accused the British government of a conspiracy to bring down the Pakistani-run bank.  The Sheikh was said to be furious and would later engage in a protracted legal battle with the British.
“It looks to us like a Western plot to eliminate a successful Muslim-run Third World Bank. We know that it often acted unethically. But that is no excuse for putting it out of business, especially as the Sultan of Abu Dhabi had agreed to a restructuring plan,” said a spokesperson for British Asians.
A CBK statement signed by then-Deputy Governor Wanjohi Murithi said it was keenly monitoring affairs of the mother bank and would go to lengths to protect Kenyan depositors.
“In this respect, the CBK has sought and obtained the assurance of the branch’s management that the interests of depositors are not put at risk by the difficulties facing the parent company and that the bank will meet any withdrawal instructions by depositors in the normal course of business,” said Mr Murithi.
CBK added that it had maintained surveillance of the local branch and was satisfied with its solvency and liquidity.
This was meant to stop Kenyans from making panic withdrawals.
For instance, armed policemen would be deployed at the bank’s Nairobi branch on Koinange Street after the bank had announced it would shut its Kenyan operations.
In Britain, thousands of businesses owned by British Asians were on the verge of financial ruin following the closure of BCCI.
Their firms held almost half of the 120,000 bank accounts registered with BCCI in Britain. 
The African Development Bank was also not spared from this mess, with the bulk of its funds deposited and BCCI and stood to lose every coin.
Criminal culture
In Britain, local authorities from Scotland to the Channel Islands are said to have lost over £100 million (Sh15.2 billion in today’s exchange rate).
The biggest puzzle remained how BCCI was allowed by BoE and other monetary regulation authorities globally to reach such levels of fraudulence.
This was despite the bank being under tight watch owing to the conviction of some of its executives on narcotics laundering charges in the US.
Coast politician, the late Shariff Nassir, would claim that five primary schools in Mombasa lost nearly Sh1 million and appealed to then Education Minister George Saitoti to help recover the savings. Then BoE Governor Robin Leigh-Pemberton condemned it as so deeply immersed in fraud that rescue or recovery – at least in Britain – was out of the question.
“The culture of the bank is criminal,” he said. The bank was revealed to have targeted the Third World and had created several “institutional devices” to promote its operations in developing countries.
These included the Third World Foundation for Social and Economic Studies, a British-registered charity.
“It allowed it to cultivate high-level contacts among international statesmen,” reported The Observer, a British newspaper.
BCCI also arranged an annual Third World lecture and a Third World prize endowment fund of about $10 million (Sh1 billion in today’s exchange rate).
Winners of the annual prize had included Nelson Mandela (1985), sir Bob Geldof (1986) and Archbishop Desmond Tutu (1989).
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Monitor water pumps remotely via your phone

Tracking and monitoring motor vehicles is not new to Kenyans. Competition to install affordable tracking devices is fierce but essential for fleet managers who receive reports online and track vehicles from the comfort of their desk.

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Agricultural Development Corporation Chief Accountant Gerald Karuga on the Spot Over Fraud –




Gerald Karuga, the acting chief accountant at the Agricultural Development Corporation (ADC), is on the spot over fraud in land dealings.

ADC was established in 1965 through an Act of Parliament Cap 346 to facilitate the land transfer programme from European settlers to locals after Kenya gained independence.

Karuga is under fire for allegedly aiding a former powerful permanent secretary in the KANU era Benjamin Kipkulei to deprive ADC beneficiaries of their land in Naivasha.

Kahawa Tungu understands that the aggrieved parties continue to protest the injustice and are now asking the Ethics and Anti-corruption Commission (EACC) and the Directorate of Criminal Investigations (DCI) to probe Karuga.

A source who spoke to Weekly Citizen publication revealed that Managing Director Mohammed Dulle is also involved in the mess at ADC.

Read: Ministry of Agriculture Apologizes After Sending Out Tweets Portraying the President in bad light

Dulle is accused of sidelining a section of staffers in the parastatal.

The sources at ADC intimated that Karuga has been placed strategically at ADC to safeguard interests of many people who acquired the corporations’ land as “donations” from former President Daniel Arap Moi.

Despite working at ADC for many years Karuga has never been transferred, a trend that has raised eyebrows.

“Karuga has worked here for more than 30 years and unlike other senior officers in other parastatals who are transferred after promotion or moved to different ministries, for him, he has stuck here for all these years and we highly suspect that he is aiding people who were dished out with big chunks of land belonging to the corporation in different parts of the country,” said the source.

In the case of Karuga safeguarding Kipkulei’s interests, workers at the parastatals and the victims who claim to have lost their land in Naivasha revealed that during the Moi regime some senior officials used dubious means to register people as beneficiaries of land without their knowledge and later on colluded with rogue land officials at the Ministry of Lands to acquire title deeds in their names instead of those of the benefactors.

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“We have information that Karuga has benefitted much from Kipkulei through helping him and this can be proved by the fact that since the matter of the Naivasha land began, he has been seen changing and buying high-end vehicles that many people of his rank in government can’t afford to buy or maintain,” the source added.

“He is even building a big apartment for rent in Ruiru town.”

The wealthy officer is valued at over Sh1.5 billion in prime properties and real estate.

Last month, more than 100 squatters caused scenes in Naivasha after raiding a private firm owned by Kipkulei.

The squatters, who claimed to have lived on the land for more than 40 years, were protesting take over of the land by a private developer who had allegedly bought the land from the former PS.

They pulled down a three-kilometre fence that the private developed had erected.

The squatters claimed that the former PS had not informed them that he had sold the land and that the developer was spraying harmful chemicals on the grass affecting their livestock and homes built on a section of the land.

Read Also: DP Ruto Wants NCPB And Other Agricultural Bodies Merged For Efficiency

Naivasha Deputy County Commissioner Kisilu Mutua later issued a statement warning the squatters against encroaching on Kipkuleir’s land.

“They are illegally invading private land. We shall not allow the rule of the jungle to take root,” warned Mutua.

Meanwhile, a parliamentary committee recently demanded to know identities of 10 faceless people who grabbed 30,350 acres of land belonging to the parastatal, exposing the rot at the corporation.

ADC Chairman Nick Salat, who doubles up as the KANU party Secretary-General, denied knowledge of the individuals and has asked DCI to probe the matter.

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William Ruto eyes Raila Odinga Nyanza backyard




Deputy President William Ruto will next month take his ‘hustler nation’ campaigns to his main rival, ODM leader Raila Odinga’s Nyanza backyard, in an escalation of the 2022 General Election competition.

Acrimonious fall-out

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