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Our official predictions for who wins this weekend – Sports –




Two weeks into the 2018 NFL season, we’re still looking for our first winning week.

While we didn’t come out on top last week, we survived relatively unscathed — more than can be said for many bettors as underdogs covered at an impressive rate.

Our best bets saw quite an improvement, going 3-2 against the spread. Compare that to the 0-5 performance by the consensus picks in the Westgate SuperContest, and we’re having a pretty good time at the sports book.

Still, our goal this week as every week is to nail these lines as best we can, and Week 3 presents yet another full slate for us to sink our teeth into. Take a look below at our picks to prevail in this week of NFL action.

OVERALL: 13-18-1

New York Jets (+3) at Cleveland Browns


The Cleveland Browns might actually win a football game.

(Jonathan Bachman/Getty Images)

The pick: Browns -3

The logic: The Browns haven’t been home favorites since 2015. So far this year, they’ve found new and innovative ways to lose — a grand tradition in Cleveland football. But on Thursday night, the “Victory Fridges” will finally open.

New Orleans Saints (+3) at Atlanta Falcons

Drew Brees and the Saints are still waiting for a breakout game after two disappointing

Drew Brees and the Saints are still waiting for a breakout game after two disappointing performances.

(Sean Gardner/Getty Images)

The pick: Saints +3

The logic: After picking the Saints back-to-back weeks as favorites and losing, in this spot we get to grab them as an underdog. This feels like a bounce-back game for New Orleans.

San Francisco 49ers (+6.5) at Kansas City Chiefs

Jimmy Garoppolo and the Niners offense will look to put up some numbers against the Chiefs

Jimmy Garoppolo and the Niners offense will look to put up some numbers against the Chiefs defense.

(Ezra Shaw/Getty Images)

The pick: Niners +6.5

The logic: The Chiefs have been undeniably great so far this season, but their defense presents a glaring issue that will need to be resolved, and this looks like a welcome spot for a backdoor cover from Jimmy Garoppolo.

Oakland Raiders (+3) at Miami Dolphins

Florida teams are 6-0 so far to start the

Florida teams are 6-0 so far to start the season.

(Elsa/Getty Images)

The pick: Dolphins -3

The logic: As unlikely as a 3-0 Dolphins start and 0-3 Raiders start seemed heading into Week 1, that’s what I’m banking on come Sunday. Oakland has fallen apart in the second half twice already, and this time will be playing in the Florida heat.

Buffalo Bills (+16.5) at Minnesota Vikings

The Bills. ¯_(ツ)_/¯play

The Bills. ¯_(ツ)_/¯

(Tom Szczerbowski/Getty Images)

The pick: Bills +16.5

The logic: Bills bettors are getting spotted three scores. It doesn’t feel good, but it’s the only side to be on as a bettor. Either take the dog or stay away.

Indianapolis Colts (+6.5) at Philadelphia Eagles

Carson Wentz is back under center for the

Carson Wentz is back under center for the Eagles.

(Mitchell Leff/Getty Images)

The pick: Eagles -6.5

The logic: Honestly, if I wasn’t a homer, I’d be on the Colts in this spot. But I’m an Eagles fan, and Carson Wentz is back, and Philadelphia is going to be absolutely electric for his return. Also, the Eagles defense has given up just eight points per game at home over its last six matchups at Lincoln Financial Field.

Green Bay Packers (-3) at Washington Redskins

Alex Smith and the Redskins are home underdogs against the

Alex Smith and the Redskins are home underdogs against the Packers.

(Rob Carr/Getty Images)

The pick: Redskins +3

The logic: It’s not pretty, but this is a situation where you have to shut your eyes and bet the home dog.

Cincinnati Bengals (+3) at Carolina Panthers

Cam Newton and the Panthersplay

Cam Newton and the Panthers

(Scott Cunningham/Getty Images)

The pick: Panthers -3

The logic: If you offered me a bet before the season that Marvin Lewis and the Bengals would start 3-0 on the season, I would have injured myself running to the bank to empty my accounts. Trusting the Panthers to take care of business at home so they can keep pace in the crowded NFC South.

Tennessee Titans (NO LINE) at Jacksonville Jaguars

Jacksonville's defense might be the most reliable unit in

Jacksonville’s defense might be the most reliable unit in football.

(Sam Greenwood/Getty Images)

The pick: Jaguars


The logic: Marcus Mariota’s status is still in doubt, but I’m probably backing the Jaguars no matter what the line lands at on Sunday. Jacksonville might have emptied the playbook to beat the Patriots in Week 2, but they’re more talented almost across the board than Tennessee.

Denver Broncos (+5.5) at Baltimore Ravens

Case Keenum's start in Denver has been good enough to get the job

Case Keenum’s start in Denver has been good enough to get the job done.

(Dustin Bradford/Getty Images)

The pick: Broncos +5.5

The logic: The Ravens have the extra rest coming into this one after playing last Thursday and are known as one of the tougher home teams in the league. Still, trust Case Keenum and the Broncos defense to keep things close.

New York Giants (+6) at Houston Texans

The Texans have a good opportunity for their first win of the season against the Giants this

The Texans have a good opportunity for their first win of the season against the Giants this weekend.

(Andy Lyons/Getty Images)

The pick: Texans -6

The logic: Good luck to the Giants offensive line with handling J.J. Watt. Have fun with that.

Los Angeles Chargers (+7) at Los Angeles Rams

The battle of Los Angeles is set for this

The battle of Los Angeles is set for this weekend.

(Tom Szczerbowski/Getty Images)

The pick: Chargers +7

The logic: The Chargers are talented, and the Rams haven’t been tested yet this year. Even with Sean McVay’s tendency to run up the score, this is too many points for Philip Rivers and the Chargers offense.

Chicago Bears (-5.5) at Arizona Cardinals

Larry Fitzgerald will need to make some plays to kickstart the Cardinals

Larry Fitzgerald will need to make some plays to kickstart the Cardinals offense.

(Harry How/Getty Images)

The pick: Cardinals +5.5

The logic: The St. Louis Cardinals have scored more runs (11) in their past two games than the Arizona Cardinals have scored points (6) through two games of the 2018 NFL season. Still, it’s tough to see Mitch Trubisky as almost a 6-point road favorite, even with the Bears’ intimidating defense.

Dallas Cowboys (+1.5) at Seattle Seahawks

Russell Wilson has been running for his life for much of the 2018 NFL

Russell Wilson has been running for his life for much of the 2018 NFL season.

(Quinn Harris/Getty Images)

The pick: Seahawks -1.5

The logic: Seattle is playing at home for the first time this season and favored by less than a field goal. Feels like they find a way to get the win here.

New England Patriots (-7) at Detroit Lions

Tom Brady looks to bounce back after a tough loss in

Tom Brady looks to bounce back after a tough loss in Jacksonville.

(Sam Greenwood/Getty Images)

The pick: Patriots -7

The logic: Former Patriots defensive coordinator Matt Patricia has given up 78 points in two games as new head coach of the Detroit Lions. Expect that total to expand significantly on Sunday night.

Pittsburgh Steelers (-1) at Tampa Bay Buccaneers

The Steelers offense should be enough to keep pace with the emergence of Ryan

The Steelers offense should be enough to keep pace with the emergence of Ryan Fitzpatrick.

(Joe Sargent/Getty Images)

The pick: Steelers -1

The logic: Steelers have burned me twice this season as favorites. The Buccaneers have done the same as underdogs. Third time’s the charm though!

Now check out our power rankings heading into Week 3

Now check out our power rankings heading into Week 3play

Now check out our power rankings heading into Week 3

(Sam Greenwood/Getty)

NFL POWER RANKINGS: Where all 32 teams stand going into Week 3



Sordid tale of the bank ‘that would bribe God’




Bank of Credit and Commerce International. August 1991. [File, Standard]

“This bank would bribe God.” These words of a former employee of the disgraced Bank of Credit and Commerce International (BCCI) sum up one of the most rotten global financial institutions.
BCCI pitched itself as a top bank for the Third World, but its spectacular collapse would reveal a web of transnational corruption and a playground for dictators, drug lords and terrorists.
It was one of the largest banks cutting across 69 countries and its aftermath would cause despair to innocent depositors, including Kenyans.
BCCI, which had $20 billion (Sh2.1 trillion in today’s exchange rate) assets globally, was revealed to have lost more than its entire capital.
The bank was founded in 1972 by the crafty Pakistani banker Agha Hasan Abedi.
He was loved in his homeland for his charitable acts but would go on to break every rule known to God and man.
In 1991, the Bank of England (BoE) froze its assets, citing large-scale fraud running for several years. This would see the bank cease operations in multiple countries. The Luxembourg-based BCCI was 77 per cent owned by the Gulf Emirate of Abu Dhabi.  
BoE investigations had unearthed laundering of drugs money, terrorism financing and the bank boasted of having high-profile customers such as Panama’s former strongman Manual Noriega as customers.
The Standard, quoting “highly placed” sources reported that Abu Dhabi ruler Sheikh Zayed Sultan would act as guarantor to protect the savings of Kenyan depositors.
The bank had five branches countrywide and panic had gripped depositors on the state of their money.
Central Bank of Kenya (CBK) would then move to appoint a manager to oversee the operations of the BCCI operations in Kenya.
It sent statements assuring depositors that their money was safe.
The Standard reported that the Sheikh would be approaching the Kenyan and other regional subsidiaries of the bank to urge them to maintain operations and assure them of his personal support.
It was said that contact between CBK and Abu Dhabi was “likely.”
This came as the British Ambassador to the UAE Graham Burton implored the gulf state to help compensate Britons, and the Indian government also took similar steps.
The collapse of BCCI was, however, not expect to badly hit the Kenyan banking system. This was during the sleazy 1990s when Kenya’s banking system was badly tested. It was the era of high graft and “political banks,” where the institutions fraudulently lent to firms belonging or connected to politicians, who were sometimes also shareholders.
And even though the impact was expected to be minimal, it was projected that a significant number of depositors would transfer funds from Asian and Arab banks to other local institutions.
“Confidence in Arab banking has taken a serious knock,” the “highly placed” source told The Standard.
BCCI didn’t go down without a fight. It accused the British government of a conspiracy to bring down the Pakistani-run bank.  The Sheikh was said to be furious and would later engage in a protracted legal battle with the British.
“It looks to us like a Western plot to eliminate a successful Muslim-run Third World Bank. We know that it often acted unethically. But that is no excuse for putting it out of business, especially as the Sultan of Abu Dhabi had agreed to a restructuring plan,” said a spokesperson for British Asians.
A CBK statement signed by then-Deputy Governor Wanjohi Murithi said it was keenly monitoring affairs of the mother bank and would go to lengths to protect Kenyan depositors.
“In this respect, the CBK has sought and obtained the assurance of the branch’s management that the interests of depositors are not put at risk by the difficulties facing the parent company and that the bank will meet any withdrawal instructions by depositors in the normal course of business,” said Mr Murithi.
CBK added that it had maintained surveillance of the local branch and was satisfied with its solvency and liquidity.
This was meant to stop Kenyans from making panic withdrawals.
For instance, armed policemen would be deployed at the bank’s Nairobi branch on Koinange Street after the bank had announced it would shut its Kenyan operations.
In Britain, thousands of businesses owned by British Asians were on the verge of financial ruin following the closure of BCCI.
Their firms held almost half of the 120,000 bank accounts registered with BCCI in Britain. 
The African Development Bank was also not spared from this mess, with the bulk of its funds deposited and BCCI and stood to lose every coin.
Criminal culture
In Britain, local authorities from Scotland to the Channel Islands are said to have lost over £100 million (Sh15.2 billion in today’s exchange rate).
The biggest puzzle remained how BCCI was allowed by BoE and other monetary regulation authorities globally to reach such levels of fraudulence.
This was despite the bank being under tight watch owing to the conviction of some of its executives on narcotics laundering charges in the US.
Coast politician, the late Shariff Nassir, would claim that five primary schools in Mombasa lost nearly Sh1 million and appealed to then Education Minister George Saitoti to help recover the savings. Then BoE Governor Robin Leigh-Pemberton condemned it as so deeply immersed in fraud that rescue or recovery – at least in Britain – was out of the question.
“The culture of the bank is criminal,” he said. The bank was revealed to have targeted the Third World and had created several “institutional devices” to promote its operations in developing countries.
These included the Third World Foundation for Social and Economic Studies, a British-registered charity.
“It allowed it to cultivate high-level contacts among international statesmen,” reported The Observer, a British newspaper.
BCCI also arranged an annual Third World lecture and a Third World prize endowment fund of about $10 million (Sh1 billion in today’s exchange rate).
Winners of the annual prize had included Nelson Mandela (1985), sir Bob Geldof (1986) and Archbishop Desmond Tutu (1989).
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Agricultural Development Corporation Chief Accountant Gerald Karuga on the Spot Over Fraud –




Gerald Karuga, the acting chief accountant at the Agricultural Development Corporation (ADC), is on the spot over fraud in land dealings.

ADC was established in 1965 through an Act of Parliament Cap 346 to facilitate the land transfer programme from European settlers to locals after Kenya gained independence.

Karuga is under fire for allegedly aiding a former powerful permanent secretary in the KANU era Benjamin Kipkulei to deprive ADC beneficiaries of their land in Naivasha.

Kahawa Tungu understands that the aggrieved parties continue to protest the injustice and are now asking the Ethics and Anti-corruption Commission (EACC) and the Directorate of Criminal Investigations (DCI) to probe Karuga.

A source who spoke to Weekly Citizen publication revealed that Managing Director Mohammed Dulle is also involved in the mess at ADC.

Read: Ministry of Agriculture Apologizes After Sending Out Tweets Portraying the President in bad light

Dulle is accused of sidelining a section of staffers in the parastatal.

The sources at ADC intimated that Karuga has been placed strategically at ADC to safeguard interests of many people who acquired the corporations’ land as “donations” from former President Daniel Arap Moi.

Despite working at ADC for many years Karuga has never been transferred, a trend that has raised eyebrows.

“Karuga has worked here for more than 30 years and unlike other senior officers in other parastatals who are transferred after promotion or moved to different ministries, for him, he has stuck here for all these years and we highly suspect that he is aiding people who were dished out with big chunks of land belonging to the corporation in different parts of the country,” said the source.

In the case of Karuga safeguarding Kipkulei’s interests, workers at the parastatals and the victims who claim to have lost their land in Naivasha revealed that during the Moi regime some senior officials used dubious means to register people as beneficiaries of land without their knowledge and later on colluded with rogue land officials at the Ministry of Lands to acquire title deeds in their names instead of those of the benefactors.

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“We have information that Karuga has benefitted much from Kipkulei through helping him and this can be proved by the fact that since the matter of the Naivasha land began, he has been seen changing and buying high-end vehicles that many people of his rank in government can’t afford to buy or maintain,” the source added.

“He is even building a big apartment for rent in Ruiru town.”

The wealthy officer is valued at over Sh1.5 billion in prime properties and real estate.

Last month, more than 100 squatters caused scenes in Naivasha after raiding a private firm owned by Kipkulei.

The squatters, who claimed to have lived on the land for more than 40 years, were protesting take over of the land by a private developer who had allegedly bought the land from the former PS.

They pulled down a three-kilometre fence that the private developed had erected.

The squatters claimed that the former PS had not informed them that he had sold the land and that the developer was spraying harmful chemicals on the grass affecting their livestock and homes built on a section of the land.

Read Also: DP Ruto Wants NCPB And Other Agricultural Bodies Merged For Efficiency

Naivasha Deputy County Commissioner Kisilu Mutua later issued a statement warning the squatters against encroaching on Kipkuleir’s land.

“They are illegally invading private land. We shall not allow the rule of the jungle to take root,” warned Mutua.

Meanwhile, a parliamentary committee recently demanded to know identities of 10 faceless people who grabbed 30,350 acres of land belonging to the parastatal, exposing the rot at the corporation.

ADC Chairman Nick Salat, who doubles up as the KANU party Secretary-General, denied knowledge of the individuals and has asked DCI to probe the matter.

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William Ruto eyes Raila Odinga Nyanza backyard




Deputy President William Ruto will next month take his ‘hustler nation’ campaigns to his main rival, ODM leader Raila Odinga’s Nyanza backyard, in an escalation of the 2022 General Election competition.

Acrimonious fall-out

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Won’t bear fruit

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