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Our most memorable Valentine’s Day




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Valentine’s Day is just five days away, and with it comes an opportunity to create beautiful memories. Four women share their unforgettable experiences on this day. By Fridah Mlemwa

“My Valentine’s experience is not your conventional boy took me out kind of story. It is about love, but love that brings people together to support their own,” says Clara Gachoki.

Clara’s story began on an early morning of February 5, 2017, when she set out with four colleagues on a work trip to Garissa at the break of dawn. One hour into their journey, they were involved in a road accident. Fortunately, no one perished, although they sustained injuries. Good Samaritans rushed them to a nearby hospital in Matuu. At the level four hospital, they were only given first aid since doctors were on strike.

Clara and one of her colleagues were rushed to Nairobi Hospital for further treatment since they had sustained serious injuries. At only the age of 25, Clara was informed that she might never walk again since she had been seriously injured on her back.

“I was in a collar, I couldn’t move any body part let alone walk. I was in a lot of pain. The doctors told me that I needed surgery since my back was broken,” narrates Clara.

Clara Gachoki.

Following an accident, Clara Gachoki had been told she would not walk again. But she walked on Valentine’s Day. PHOTO | COURTESY

After being admitted to the hospital for three days, she started looking for a second opinion. That’s when she underwent surgery at Coptic Hospital.

“I ended up being operated on a week later after the accident. Doctors fixed titanium plates on my back. I was in a lot of pain.”

On the Monday of February 13, Clara was in so much pain that she could not walk or sit up. An attempt to walk caused her to pass out.

“I was in a very bad state. They even put me on diapers. It was just terrible. I could see the pain in my parents’ eyes as they tried to be strong for me,” says Clara.

At the time, she didn’t know that things were about to change. When she woke up the following day, on February 14, she was greeted by a cheerful therapist.

“The therapist told me, ‘you know what? Today you have to walk’. His enthusiasm rubbed on me, and I had a conversation with myself. I willed myself to move and refused to stay in bed any longer,” says Clara, adding, “I told myself, today is Valentines’ Day. A day supposed to be full of happiness. The day when we show our love and affection for our loved ones, so I am going to show my body some love,” she recalls.

Determined and with an unexplained strength from within, Clara held the therapist’s hand and attempted to stand. After struggling a bit, she stood up, and started walking around, albeit slow, but she kept moving.

“When I started walking around, I couldn’t stop it! It was a miracle! For the first time after a week and a half of being bed ridden I walked again. I was so excited. I was able to sit down, and enjoy my meal,” Clara shares happily.

There was more joy for Clara on that miraculous day. In the afternoon, her cousin who works for a prestigious hotel, brought her a sumptuous cake to celebrate Valentine’s Day, and as if on a cue, her family followed all donned in red.

“For me, it wasn’t the dinner and flowers that made my Valentine’s Day, it was just seeing my family come together to throw a surprise for me at such a difficult time in my life. For over one and a half weeks, I had been so downcast. I had cried until my tears run out. I had lost hope and thought I would never walk again, but on this day, I was able to walk and had the best Valentine’s Day ever!”

“I was discharged days later. I will always remember that Valentine’s, I walked after being told I might never walk again, and my family not only celebrated with me but also surprised me in such an amazing way.”

A silky red dress, salsa and a date.

A silky red dress, salsa and a date. PHOTO | COURTESY


Early morning of February 14, 2015, Jackline Kinyua is twirling and sashaying to the salsa beats in a dance studio at Chuka University, practising for an exhilarating performance for Valentine’s Day. After a morning of sweat, Jackline donned a beautiful red dress and went about her day as she awaited her evening performance.

Jackline’s silky strapless red dress was catching a lot of attention, not only because it fit her just right, but also because it was a theme outfit for the day. Little did the 20-year-old know that her dress was about to give her day a new meaning.


Some marketers promoting a soft drink company’s products picked her out in the crowd because of the knee length sexy dress. The dress proved to be her lucky charm as she went ahead to win a giveaway presented and posted on the organisation’s online platforms after a photo shoot.

And another surprise awaited her. Jackline’s salsa partner asked her out on a date!

“My all-time salsa partner asked me out and we had a magical afternoon stroll. For salsa gurus like us, we took some really nice romantic poses as the sun set.

“In the evening light, we ran around the waterfall at Tungu River in Chuka. I was so happy. It is my favourite Valentine’s Day because for the longest time, I had always broken up with my boyfriend’s days before the lovers’ day.”

“I was expecting my new boyfriend (Martin) to take me out on Valentine’s when he called to say he would spend the day with his mother and join me later,” says Martha. (*real name withheld)

Martha was not surprised since Martin adores his mum to the moon and back. However, that Valentine’s Day falling on a Saturday, she felt let down. As she contemplated how she was going to spend the rest of the day, she received a message from a guy she had been ignoring in college for the umpteenth time. He was hoping he could take her out for lunch.

“I wasn’t really interested in the date, but the idea of a free meal and getting out of the house made me agree to meet him. I also figured since I was meeting him in Nairobi’s CBD, I could buy a present for Martin,” explains Martha.

“I didn’t put any effort in dressing up. I wanted to quickly arrive in town, eat the free lunch, shop and come back, and get ready for dinner with Martin.”

The 21-year-old made her way to an uptown restaurant for her lunch date. When she got there, her date was already waiting for her.

“I remember how he pulled the seat for me. I swear it was the first time a guy ever did that for me,” laughs Martha, adding “I wasn’t sure where to start considering that I had been ignoring his calls and texts, and avoiding him in school.”

This day was about to bring a change of heart for Martha. Happy banter and laughter flowed between the two as they ate their meal. The sun set, with the pair smiling and exchanging stories like two lost friends who had just re-united. At the end of the day, the two went separate ways, although unwillingly, with Martha donning a new silver bracelet that she had been gifted by her friend, and a wide smile on her face.

“That’s how I met the love of my life. I didn’t know it then, but I can tell you now with all surety.”

What happened to her evening date with Martin?

“I still went for my evening date. Although Martin showed up with a rose and a present for me, my heart had already been captivated by the Indian guy, who I met randomly for lunch. For the first time in my life, I fell in love. So every Valentine’s Day, we celebrate our anniversary.”

Caroline Chege set out on a mission to visit women and youth in Mathare slums to spread cheer.

Caroline Chege set out on a mission to visit women and youth in Mathare slums to spread cheer. PHOTO | COURTESY

“Most Valentines in my life come and go like any other day. But in 2012, I wanted to make Valentine’s Day count,” says Caroline Chege.

Caroline set out on a mission to visit women and youth in Mathare slums to spread cheer.

“That day, I remembered women in Mathare slums, how they are resilient, committed and the back-breaking daily activities they undertake to fend for their families.”

Caroline met them through her work with her non-profit organisation, which sought to encourage women and youth to live positively and empower themselves through self-help groups. But it was a personal initiative that led her to buy dozens of roses.

“I wanted to let them know that they are not forgotten, that they are loved and that someone cares for them,” says Caroline.

She hoped her small gesture of handing them roses would make them feel special and forget the daily challenges they go through in such a harsh environment.

“Watching their faces light up as I gave them roses and spoke to them words of encouragement gave me so much joy. They told me they had only seen such a gesture on TV, but never in real life.”

“Most people think about showing love to those close to them, these women were very close to my heart. To date, they have never forgotten me. Our bond became special. Without doubt, that was my best Valentines ever.”



Sordid tale of the bank ‘that would bribe God’




Bank of Credit and Commerce International. August 1991. [File, Standard]

“This bank would bribe God.” These words of a former employee of the disgraced Bank of Credit and Commerce International (BCCI) sum up one of the most rotten global financial institutions.
BCCI pitched itself as a top bank for the Third World, but its spectacular collapse would reveal a web of transnational corruption and a playground for dictators, drug lords and terrorists.
It was one of the largest banks cutting across 69 countries and its aftermath would cause despair to innocent depositors, including Kenyans.
BCCI, which had $20 billion (Sh2.1 trillion in today’s exchange rate) assets globally, was revealed to have lost more than its entire capital.
The bank was founded in 1972 by the crafty Pakistani banker Agha Hasan Abedi.
He was loved in his homeland for his charitable acts but would go on to break every rule known to God and man.
In 1991, the Bank of England (BoE) froze its assets, citing large-scale fraud running for several years. This would see the bank cease operations in multiple countries. The Luxembourg-based BCCI was 77 per cent owned by the Gulf Emirate of Abu Dhabi.  
BoE investigations had unearthed laundering of drugs money, terrorism financing and the bank boasted of having high-profile customers such as Panama’s former strongman Manual Noriega as customers.
The Standard, quoting “highly placed” sources reported that Abu Dhabi ruler Sheikh Zayed Sultan would act as guarantor to protect the savings of Kenyan depositors.
The bank had five branches countrywide and panic had gripped depositors on the state of their money.
Central Bank of Kenya (CBK) would then move to appoint a manager to oversee the operations of the BCCI operations in Kenya.
It sent statements assuring depositors that their money was safe.
The Standard reported that the Sheikh would be approaching the Kenyan and other regional subsidiaries of the bank to urge them to maintain operations and assure them of his personal support.
It was said that contact between CBK and Abu Dhabi was “likely.”
This came as the British Ambassador to the UAE Graham Burton implored the gulf state to help compensate Britons, and the Indian government also took similar steps.
The collapse of BCCI was, however, not expect to badly hit the Kenyan banking system. This was during the sleazy 1990s when Kenya’s banking system was badly tested. It was the era of high graft and “political banks,” where the institutions fraudulently lent to firms belonging or connected to politicians, who were sometimes also shareholders.
And even though the impact was expected to be minimal, it was projected that a significant number of depositors would transfer funds from Asian and Arab banks to other local institutions.
“Confidence in Arab banking has taken a serious knock,” the “highly placed” source told The Standard.
BCCI didn’t go down without a fight. It accused the British government of a conspiracy to bring down the Pakistani-run bank.  The Sheikh was said to be furious and would later engage in a protracted legal battle with the British.
“It looks to us like a Western plot to eliminate a successful Muslim-run Third World Bank. We know that it often acted unethically. But that is no excuse for putting it out of business, especially as the Sultan of Abu Dhabi had agreed to a restructuring plan,” said a spokesperson for British Asians.
A CBK statement signed by then-Deputy Governor Wanjohi Murithi said it was keenly monitoring affairs of the mother bank and would go to lengths to protect Kenyan depositors.
“In this respect, the CBK has sought and obtained the assurance of the branch’s management that the interests of depositors are not put at risk by the difficulties facing the parent company and that the bank will meet any withdrawal instructions by depositors in the normal course of business,” said Mr Murithi.
CBK added that it had maintained surveillance of the local branch and was satisfied with its solvency and liquidity.
This was meant to stop Kenyans from making panic withdrawals.
For instance, armed policemen would be deployed at the bank’s Nairobi branch on Koinange Street after the bank had announced it would shut its Kenyan operations.
In Britain, thousands of businesses owned by British Asians were on the verge of financial ruin following the closure of BCCI.
Their firms held almost half of the 120,000 bank accounts registered with BCCI in Britain. 
The African Development Bank was also not spared from this mess, with the bulk of its funds deposited and BCCI and stood to lose every coin.
Criminal culture
In Britain, local authorities from Scotland to the Channel Islands are said to have lost over £100 million (Sh15.2 billion in today’s exchange rate).
The biggest puzzle remained how BCCI was allowed by BoE and other monetary regulation authorities globally to reach such levels of fraudulence.
This was despite the bank being under tight watch owing to the conviction of some of its executives on narcotics laundering charges in the US.
Coast politician, the late Shariff Nassir, would claim that five primary schools in Mombasa lost nearly Sh1 million and appealed to then Education Minister George Saitoti to help recover the savings. Then BoE Governor Robin Leigh-Pemberton condemned it as so deeply immersed in fraud that rescue or recovery – at least in Britain – was out of the question.
“The culture of the bank is criminal,” he said. The bank was revealed to have targeted the Third World and had created several “institutional devices” to promote its operations in developing countries.
These included the Third World Foundation for Social and Economic Studies, a British-registered charity.
“It allowed it to cultivate high-level contacts among international statesmen,” reported The Observer, a British newspaper.
BCCI also arranged an annual Third World lecture and a Third World prize endowment fund of about $10 million (Sh1 billion in today’s exchange rate).
Winners of the annual prize had included Nelson Mandela (1985), sir Bob Geldof (1986) and Archbishop Desmond Tutu (1989).
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Tracking and monitoring motor vehicles is not new to Kenyans. Competition to install affordable tracking devices is fierce but essential for fleet managers who receive reports online and track vehicles from the comfort of their desk.

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Agricultural Development Corporation Chief Accountant Gerald Karuga on the Spot Over Fraud –




Gerald Karuga, the acting chief accountant at the Agricultural Development Corporation (ADC), is on the spot over fraud in land dealings.

ADC was established in 1965 through an Act of Parliament Cap 346 to facilitate the land transfer programme from European settlers to locals after Kenya gained independence.

Karuga is under fire for allegedly aiding a former powerful permanent secretary in the KANU era Benjamin Kipkulei to deprive ADC beneficiaries of their land in Naivasha.

Kahawa Tungu understands that the aggrieved parties continue to protest the injustice and are now asking the Ethics and Anti-corruption Commission (EACC) and the Directorate of Criminal Investigations (DCI) to probe Karuga.

A source who spoke to Weekly Citizen publication revealed that Managing Director Mohammed Dulle is also involved in the mess at ADC.

Read: Ministry of Agriculture Apologizes After Sending Out Tweets Portraying the President in bad light

Dulle is accused of sidelining a section of staffers in the parastatal.

The sources at ADC intimated that Karuga has been placed strategically at ADC to safeguard interests of many people who acquired the corporations’ land as “donations” from former President Daniel Arap Moi.

Despite working at ADC for many years Karuga has never been transferred, a trend that has raised eyebrows.

“Karuga has worked here for more than 30 years and unlike other senior officers in other parastatals who are transferred after promotion or moved to different ministries, for him, he has stuck here for all these years and we highly suspect that he is aiding people who were dished out with big chunks of land belonging to the corporation in different parts of the country,” said the source.

In the case of Karuga safeguarding Kipkulei’s interests, workers at the parastatals and the victims who claim to have lost their land in Naivasha revealed that during the Moi regime some senior officials used dubious means to register people as beneficiaries of land without their knowledge and later on colluded with rogue land officials at the Ministry of Lands to acquire title deeds in their names instead of those of the benefactors.

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“We have information that Karuga has benefitted much from Kipkulei through helping him and this can be proved by the fact that since the matter of the Naivasha land began, he has been seen changing and buying high-end vehicles that many people of his rank in government can’t afford to buy or maintain,” the source added.

“He is even building a big apartment for rent in Ruiru town.”

The wealthy officer is valued at over Sh1.5 billion in prime properties and real estate.

Last month, more than 100 squatters caused scenes in Naivasha after raiding a private firm owned by Kipkulei.

The squatters, who claimed to have lived on the land for more than 40 years, were protesting take over of the land by a private developer who had allegedly bought the land from the former PS.

They pulled down a three-kilometre fence that the private developed had erected.

The squatters claimed that the former PS had not informed them that he had sold the land and that the developer was spraying harmful chemicals on the grass affecting their livestock and homes built on a section of the land.

Read Also: DP Ruto Wants NCPB And Other Agricultural Bodies Merged For Efficiency

Naivasha Deputy County Commissioner Kisilu Mutua later issued a statement warning the squatters against encroaching on Kipkuleir’s land.

“They are illegally invading private land. We shall not allow the rule of the jungle to take root,” warned Mutua.

Meanwhile, a parliamentary committee recently demanded to know identities of 10 faceless people who grabbed 30,350 acres of land belonging to the parastatal, exposing the rot at the corporation.

ADC Chairman Nick Salat, who doubles up as the KANU party Secretary-General, denied knowledge of the individuals and has asked DCI to probe the matter.

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William Ruto eyes Raila Odinga Nyanza backyard




Deputy President William Ruto will next month take his ‘hustler nation’ campaigns to his main rival, ODM leader Raila Odinga’s Nyanza backyard, in an escalation of the 2022 General Election competition.

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