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Kenyans urged to take up funeral insurance cover

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The Association of Kenya Insurance is appealing to Kenyans to take up funeral insurance cover to shield themselves from financial burden when they lose a loved one.

AKI Executive Director, Tom Gichuhi says insurers are offering affordable products with premiums as low as 100 shillings per month that goes a long way in cushioning families financially after losing a loved one.

A latest research by Ipsos Synovate shows that only three per cent of Kenyans have taken funeral insurance cover.

The survey, commissioned by the Association of Kenya Insurance (AKI) also showed that Kenyans felt that funerals were being commercialized.

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According to the research, funeral expenses cost families and friends between Ksh50,000 to Ksh2.5 million where contributions from family and friends as well as from welfare associations are the main ways of funding funeral expenses.

The survey was conducted amongst 10 focus groups in Nairobi, Kisii, Kisumu, Nyeri and Bungoma Counties, indicated that the cost of funerals is on the increase.

Communities that bury their dead within 24 hours, are estimated to spend about Ksh10,000.

In cases where the deceased was hospitalized for a period, the funeral expenses average between Ksh400,000 to Ksh2,500,000 setting back families financially.

Once you have taken up funeral insurance, you will be expected to pay premium either monthly, every three months, every six months or annually, depending on your agreement with the Insurance Company.

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Upon demise of the insured, the insurance company pays the claim to the appointed beneficiary within 48 hours of receiving notification and relevant documentation.

Funeral insurance can be purchased as a stand-alone product or as part of another related product which is referred to as a ‘rider’.

Culture and traditions are the main challenges facing the uptake of funeral insurance since talking about death or funerals is a taboo to most cultures.

 

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Uganda pursues truckers who escaped after positive tests

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DAILY MONITOR

By DAILY MONITOR
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Uganda’s Ministry of Health says it has intensified the search for contacts of the seven truck drivers with Covid-19 who were found in Ndeeba, a city suburb, on Saturday night.

The National Covid-19 Response Incident Commander Ateka Kagirita told Daily Monitor Monday that the truck drivers had escaped into the community after finding out their status.

Dr Kagirita said the truckers are among the 25 drivers who previously disappeared into the community after they tested positive at Elegu and Malaba border posts.

“The 24-hour operation is ongoing to hunt down all the truck drivers who escaped into the community after testing positive. We are working day and night to get who they got into contact with, establish where they slept to ensure there is no positive case in the community,” he said.

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Asked whether any action will be taken against the drivers for disappearing into the communities, aware that they could spread the disease, Dr Kagirita said he would give details later.

The Uganda Professional Drivers Network (UPDN) revealed that the Saturday night development, which they attributed to their intervention to help the government to come up with a more comprehensive plan to manage the truck drivers.

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UPDN Executive Director Ndugu Omogo said the seven are Ugandan, Kenyan and Tanzanian nationals.

“Some of them have been in the community for more than a week. Many of them ran away because there is no existing case management system. Many of them think the disease doesn’t exist and that the government just wants to steal money,” he said.

Mr Omogo explained that the drivers believe the disease is a hoax because they have not been adequately sensitised about it.

He added that many of them run away because they are freelance drivers who do not have contracts with the truck owners and when they are arrested and quarantined for 14 days, they are certain of losing jobs.

“100 per cent of the drivers who have tested positive are freelance. They do not have jobs. The only way they get money is when they return the trucks. Nobody accepts them in the community when they test positive,” he said.

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Kenya: Wrong Contact Details Hurt Efforts to Trace Suspected Cases

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Kenyans are on the spot for providing wrong contacts during Covid-19 testing, hampering efforts to trace suspected cases.

During a press conference Sunday, Health Chief Administrative Secretary Rashid Aman said the trend is endangering lives.

“Once the results are out, such individuals become unavailable. This is serious considering some of them have tested positive and we are unable to trace them,” he said.

Dr Aman called on those who are being tested to provide the correct information. He said a mobile laboratory is being set up in Namanga for truck drivers.

“We are hoping the turnaround time is going to be reduced,” Dr Aman said, adding that the government had established holding facilities for truckers as they wait for their results.

He said the Health ministry is collaborating with county commissioners to ensure truckers do not mingle with the community, to reduce the rate of virus transmission.

Dr Aman reiterated that the government will meet costs of treatment and quarantine. “It is a concern for the people because most shy away when they hear that costs are their own,” he said.

OBEY GUIDELINES

The CAS warned Kenyans who are not adhering to guidelines, saying containment measures can only be eased depending on their behaviour.

“I can assure you, just like the President said yesterday, the partial lockdown measures would not go on longer than necessary, and will be reviewed if Kenyans follow the containment measures in order to reduce the number of infections,” he said.