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College Football Playoff Power Ranking — Where the contenders stand heading into Week 4 – Sports –




We are now three weeks into the college football season, and the College Football Playoff picture is starting to clear up.

Three teams were effectively eliminated from playoff contention, with Arizona State, Ole Miss, and USC all suffering losses that erased any dreams they may have had. That leaves us with about 26 teams that are still on the playoff radar, with six or seven of those standing above the rest.

We have learned a few things over the years about how the committee picks the final four teams, and we have some idea of what teams need to do to make the playoff. Below, we ranked the top 20 teams in the country based on their chances to make the playoff.

20. Texas A&M


Reveille IX takes a lap in front of the fans.

(Bob Levey/Getty Images)

Record (AP Rank): 2-1 (22)

Last week’s result: Beat Louisiana-Monroe, 48-10

Last week’s playoff rank: Unranked

Key games remaining: A&M has Alabama (this week), Mississippi State, Auburn, and South Carolina on the road. All of those are before a season-ending home game against LSU.

One thing to know: Other teams that were considered for this final spot included Michigan State, Virginia Tech, Duke, Texas, TCU, and Oregon. These teams are all mostly interchangeable at this point. Not eliminated yet, but not quite on the radar either.

19. Wisconsin

Wisconsin suffered a devastating loss to

Wisconsin suffered a devastating loss to BYU.

(Joe Robbins/Getty Images)

Record (AP Rank): 2-1 (18)

Last week’s result: Lost to BYU, 24-21

Last week’s playoff rank: 7

Key games remaining: Wisconsin still has games on the road against Iowa (this week), Michigan, Northwestern, and Penn State.

One thing to know: Two regular-season losses looked like a real possibility for Wisconsin because of their schedule, but now it seems probable after a loss to BYU. Iowa now has an easier path to the Big Ten title game.

18. Iowa

Tight end Noah Fant scores a touchdown against Northern

Tight end Noah Fant scores a touchdown against Northern Iowa.

(Matthew Holst/Getty Images)

Record (AP Rank): 3-0 (unranked)

Last week’s result: Beat Northern Iowa, 38-14

Last week’s playoff rank: unranked

Key games remaining: Iowa has Wisconsin at home this week. Their only other game against a ranked team is Penn State on the road in late October.

One thing to know: With Wisconsin losing to BYU, Iowa suddenly feels like a legit contender in the Big Ten West. If the Hawkeyes can beat Wisconsin this weekend, there is a possibility that Iowa is 11-1 heading into the B1G title game.

17. UCF

UCF's game was canceled but they still got a big

UCF’s game was canceled but they still got a big win.

(Kevin C. Cox/Getty Images)

Record (AP Rank): 2-0 (16)

Last week’s result: Game was canceled due to weather

Last week’s playoff rank: 17

Key games remaining: UCF’s toughest game is South Florida on the road to end the regular season.

One thing to know: UCF didn’t play because of Hurricane Florence, but they still got a big win when Boise State lost to Oklahoma State. That game established UCF as the top team in the Group of Five. If anybody is going to crash the playoff party, it will have to be UCF, and after they got snubbed last year, there could be more pressure to get them in this season.

16. Auburn

The Auburn-LSU game may have been an elimination

The Auburn-LSU game may have been an elimination match.

(Kevin C. Cox/Getty Images)

Record (AP Rank): 2-1 (9)

Last week’s result: Lost to LSU, 22-21

Last week’s playoff rank: 8

Key games remaining: Auburn has already faced Washington and LSU. The back-half of the schedule is even worse with a home game against Texas A&M, and road games against Mississippi State, Ole Miss, Georgia, and Alabama.

One thing to know: Auburn is one of the ten best teams in the country, but the loss to LSU at home felt like a near-elimination game. They will probably have to run the table at this point, and that seems unlikely with their schedule.

15. West Virginia

West Virginia's game was canceled because of the

West Virginia’s game was canceled because of the Hurricane.

(Streeter Lecka/Getty Images)

Record (AP Rank): 2-0 (12)

Last week’s result: Game was canceled due to weather.

Last week’s playoff rank: 14

Key games remaining: If the Mountaineers can get past Texas on the road in early November, they might be undefeated heading into a 3-game stretch at the end of the season that includes TCU and Oklahoma at home and Oklahoma State on the road.

One thing to know: It was easier to feel like West Virginia had a shot at the playoff before the season. But since then, Oklahoma has proven they haven’t regressed, and Oklahoma State has entered the Big 12 picture a legit contender.

14. Mississippi State

Quarterback Nick Fitzgerald leads Mississippi

Quarterback Nick Fitzgerald leads Mississippi State.

(Michael Chang/Getty Images)

Record (AP Rank): 3-0 (14)

Last week’s result: Beat Louisiana, 56-10

Last week’s playoff rank: 16

Key games remaining: The Bulldogs have Auburn at home in early October and then play road games at LSU, Alabama, and Ole Miss.

One thing to know: It is just hard to imagine Mississippi State being the last team standing in a division that also has Alabama, LSU, Auburn, and Texas A&M. But until they do lose, they are still in the picture.

13. Oklahoma State

Oklahoma State Cowboys mascot Pistol

Oklahoma State Cowboys mascot Pistol Pete.

(Brett Deering/Getty Images)

Record (AP Rank): 3-0 (15)

Last week’s result: Beat Boise State, 44-21

Last week’s playoff rank: unranked

Key games remaining: Texas at home might be the only thing standing between OSU and being 9-0 heading into their matchup with the Sooners in mid-November on the road. They then finish the season with West Virginia at home and TCU on the road.

One thing to know: Oklahoma State took down a Boise State team that was actually favored in Stillwater.

12. Miami

Head coach Mark Richt talks to N'Kosi

Head coach Mark Richt talks to N’Kosi Perry.

(Joel Auerbach/Getty Images)

Record (AP Rank): 2-1 (21)

Last week’s result: Beat Toledo, 49-24

Last week’s playoff rank: 18

Key games remaining: The schedule is in Miami’s favor this season, with Florida State at home. Their toughest road game is Virginia Tech late in the year.

One thing to know: That opening week loss to LSU is still ugly, but it doesn’t seem as bad now.

11 Michigan


Shea Patterson.

(Gregory Shamus/Getty Image)

Record (AP Rank): 2-1 (19)

Last week’s result: Beat SMU, 45-20

Last week’s playoff rank: 15

Key games remaining: Michigan started the season on the road against Notre Dame and ends it on the road against Ohio State. In between, they have a three-game stretch against Wisconsin, Michigan State, and Penn State.

One thing to know: The Big Ten is never easy, but the path to the title game doesn’t seem as formidable for Michigan now with Wisconsin and Michigan State both looking like lesser teams so far.

10. Stanford


K.J. Costello.

(Thearon W. Henderson/Getty Images)

Record (AP Rank): 3-0 (7)

Last week’s result: Beat UC Davis, 30-10

Last week’s playoff rank: 10

Key games remaining: Stanford has road games against Oregon, Notre Dame, and Washington.

One thing to know: The voters really love Stanford, pushing them all the way up to No. 7 this week in the AP poll despite no truly impressive wins yet. Ultimately, their path to the playoff is the same as Washington — win the head-to-head and win the Pac-12 title game. The difference is, Stanford has a couple of other games to worry about.


9. Penn State

9. Penn Stateplay

9. Penn State

(Scott Taetsch/Getty Images)

Record (AP Rank): 3-0 (10)

Last week’s result: Beat Kent State, 63-10

Last week’s playoff rank: 13

Key games remaining: Penn State has a 6-game stretch that includes Ohio State, Michigan State, Iowa, Michigan, and Wisconsin.

One thing to know: The OT win over Appalachian State is starting to look more like an aberration than a sign that Penn State might struggle this season.

8. Notre Dame

A cheerleader for the Notre Dame Fighting

A cheerleader for the Notre Dame Fighting Irish.

(Jonathan Daniel/Getty Images)

Record (AP Rank): 3-0 (8)

Last week’s result: Beat Vanderbilt, 22-17

Last week’s playoff rank:

Key games remaining: Notre Dame still has to face Stanford at home, but games against Florida State (at home) and USC (on the road) look less worrisome now. A trip to Virginia Tech also looms, but the Hokies are a tad overrated still because of their win over Florida State.

One thing to know: This was a decent Vandy squad, and a win is a win. But Notre Dame has not looked like a dominant playoff contender since their Week 1 win over Michigan, and the schedule is only going to get more difficult.

7. Washington

Harry the Washington Huskies

Harry the Washington Huskies mascot.

(Gene Sweeney Jr/Getty Images)

Record (AP Rank): 2-1 (10)

Last week’s result: Beat Utah, 21-7

Last week’s playoff rank: 9

Key games remaining: Washington’s toughest game remaining is Stanford at home. They also don’t have to face Arizona or USC.

One thing to know: Washington is either the worst team among the top group or the best team in the second tier.

6. LSU

Head coach Ed

Head coach Ed Orgeron.

(Kevin C. Cox/Getty Images)

Record (AP Rank): 3-0 (6)

Last week’s result: Beat Auburn, 22-21

Last week’s playoff rank: 12

Key games remaining: They have to play Georgia and Alabama, although both are at home. They also have road games left against Florida and Texas A&M, and we haven’t even mentioned the home game against Mississippi State.

One thing to know: LSU’s schedule is brutal, but so far, so good. They have already taken down Miami and Auburn, and neither game was at home. The Tigers are starting to build a resume that could get them into the playoff even if they lose to Alabama and don’t make the SEC title game. They would likely still need a win over Georgia. If Alabama and Georgia are both undefeated in the SEC title game, LSU is not getting into the playoff as a third SEC team with two losses.

5. Oklahoma

Wide receiver Myles

Wide receiver Myles Tease.

(David Purdy/Getty Images)

Record (AP Rank): 3-0 (5)

Last week’s result: Beat Iowa State, 37-27

Last week’s playoff rank: 5

Key games remaining: The two biggest challenges to OU in the Big 12 could end up being TCU and West Virginia, and the Sooners play both teams on the road. Oklahoma State also seems to be better than most were expecting before the season.

One thing to know: Iowa State is probably the best 0-2 team in the country and Oklahoma took them down rather easily in the Cyclones’ home opener. While the score was close, it never felt like OU was going to lose this one. Nothing happened that suggested the Sooners aren’t still the class of the Big 12.

4. Ohio State

Parris Campbell is lifted up by a

Parris Campbell is lifted up by a teammate.

(Tom Pennington/Getty Images)

Record (AP Rank): 3-0 (4)

Last week’s result: Beat TCU, 40-28

Last week’s playoff rank: 4

Key games remaining: Games against Michigan State and Michigan don’t seem as challenging now for an Ohio State team that appears to be firing on all cylinders. But Penn State on the road in two weeks won’t be easy.

One thing to know: Ohio State survived their one big test of the Urban Meyer suspension, scoring 40 points against a good TCU defense.

3. Clemson

3. Clemsonplay

3. Clemson

(Mike Comer/Getty Images)

Record (AP Rank): 3-0 (3)

Last week’s result: Beat Georgia Southern, 38-7

Last week’s playoff rank: 3

Key games remaining: Clemson is going to be heavily favored in all their remaining regular-season games with their toughest games appearing to be Louisville and South Carolina at home and Florida State on the road.

One thing to know: If looking for a game that could trip Clemson up, Georgia Tech on the road this week is a good candidate.

2. Georgia

Georgia Bulldogsplay

Georgia Bulldogs

(Scott Cunningham/Getty Images)

Record (AP Rank): 3-0 (2)

Last week’s result: Beat Middle Tennessee State, 49-7

Last week’s playoff rank: 2

Key games remaining: Georgia’s schedule looked easier before the season, but road games against LSU and Kentucky suddenly look tougher. They also have Auburn at home.

One thing to know: We could see a situation this season where Alabama and Georgia are both undefeated in the SEC title game with only seeding in the playoff on the line.

1. Alabama


Damien Harris.

(Jonathan Bachman/Getty Images)

Record (AP Rank): 3-0 (1)

Last week’s result: Beat Ole Miss, 62-7

Last week’s playoff rank: 1

Key games remaining: Bama has three games remaining against teams currently in the Top 25. Mississippi State and Auburn are at home, but the game at LSU suddenly looks tougher.

One thing to know: Last week there were some whispers that Georgia might be the best team in the country. Alabama quickly quieted those thoughts with an absolute thrashing of an Ole Miss team on the road.

Now check out what happened to college football’s best players.

Now check out what happened to college football's best

Now check out what happened to college football’s best players.

(AP Photo/Patric Schneider)

WHERE ARE THEY NOW? The last 20 Heisman Trophy winners



Sordid tale of the bank ‘that would bribe God’




Bank of Credit and Commerce International. August 1991. [File, Standard]

“This bank would bribe God.” These words of a former employee of the disgraced Bank of Credit and Commerce International (BCCI) sum up one of the most rotten global financial institutions.
BCCI pitched itself as a top bank for the Third World, but its spectacular collapse would reveal a web of transnational corruption and a playground for dictators, drug lords and terrorists.
It was one of the largest banks cutting across 69 countries and its aftermath would cause despair to innocent depositors, including Kenyans.
BCCI, which had $20 billion (Sh2.1 trillion in today’s exchange rate) assets globally, was revealed to have lost more than its entire capital.
The bank was founded in 1972 by the crafty Pakistani banker Agha Hasan Abedi.
He was loved in his homeland for his charitable acts but would go on to break every rule known to God and man.
In 1991, the Bank of England (BoE) froze its assets, citing large-scale fraud running for several years. This would see the bank cease operations in multiple countries. The Luxembourg-based BCCI was 77 per cent owned by the Gulf Emirate of Abu Dhabi.  
BoE investigations had unearthed laundering of drugs money, terrorism financing and the bank boasted of having high-profile customers such as Panama’s former strongman Manual Noriega as customers.
The Standard, quoting “highly placed” sources reported that Abu Dhabi ruler Sheikh Zayed Sultan would act as guarantor to protect the savings of Kenyan depositors.
The bank had five branches countrywide and panic had gripped depositors on the state of their money.
Central Bank of Kenya (CBK) would then move to appoint a manager to oversee the operations of the BCCI operations in Kenya.
It sent statements assuring depositors that their money was safe.
The Standard reported that the Sheikh would be approaching the Kenyan and other regional subsidiaries of the bank to urge them to maintain operations and assure them of his personal support.
It was said that contact between CBK and Abu Dhabi was “likely.”
This came as the British Ambassador to the UAE Graham Burton implored the gulf state to help compensate Britons, and the Indian government also took similar steps.
The collapse of BCCI was, however, not expect to badly hit the Kenyan banking system. This was during the sleazy 1990s when Kenya’s banking system was badly tested. It was the era of high graft and “political banks,” where the institutions fraudulently lent to firms belonging or connected to politicians, who were sometimes also shareholders.
And even though the impact was expected to be minimal, it was projected that a significant number of depositors would transfer funds from Asian and Arab banks to other local institutions.
“Confidence in Arab banking has taken a serious knock,” the “highly placed” source told The Standard.
BCCI didn’t go down without a fight. It accused the British government of a conspiracy to bring down the Pakistani-run bank.  The Sheikh was said to be furious and would later engage in a protracted legal battle with the British.
“It looks to us like a Western plot to eliminate a successful Muslim-run Third World Bank. We know that it often acted unethically. But that is no excuse for putting it out of business, especially as the Sultan of Abu Dhabi had agreed to a restructuring plan,” said a spokesperson for British Asians.
A CBK statement signed by then-Deputy Governor Wanjohi Murithi said it was keenly monitoring affairs of the mother bank and would go to lengths to protect Kenyan depositors.
“In this respect, the CBK has sought and obtained the assurance of the branch’s management that the interests of depositors are not put at risk by the difficulties facing the parent company and that the bank will meet any withdrawal instructions by depositors in the normal course of business,” said Mr Murithi.
CBK added that it had maintained surveillance of the local branch and was satisfied with its solvency and liquidity.
This was meant to stop Kenyans from making panic withdrawals.
For instance, armed policemen would be deployed at the bank’s Nairobi branch on Koinange Street after the bank had announced it would shut its Kenyan operations.
In Britain, thousands of businesses owned by British Asians were on the verge of financial ruin following the closure of BCCI.
Their firms held almost half of the 120,000 bank accounts registered with BCCI in Britain. 
The African Development Bank was also not spared from this mess, with the bulk of its funds deposited and BCCI and stood to lose every coin.
Criminal culture
In Britain, local authorities from Scotland to the Channel Islands are said to have lost over £100 million (Sh15.2 billion in today’s exchange rate).
The biggest puzzle remained how BCCI was allowed by BoE and other monetary regulation authorities globally to reach such levels of fraudulence.
This was despite the bank being under tight watch owing to the conviction of some of its executives on narcotics laundering charges in the US.
Coast politician, the late Shariff Nassir, would claim that five primary schools in Mombasa lost nearly Sh1 million and appealed to then Education Minister George Saitoti to help recover the savings. Then BoE Governor Robin Leigh-Pemberton condemned it as so deeply immersed in fraud that rescue or recovery – at least in Britain – was out of the question.
“The culture of the bank is criminal,” he said. The bank was revealed to have targeted the Third World and had created several “institutional devices” to promote its operations in developing countries.
These included the Third World Foundation for Social and Economic Studies, a British-registered charity.
“It allowed it to cultivate high-level contacts among international statesmen,” reported The Observer, a British newspaper.
BCCI also arranged an annual Third World lecture and a Third World prize endowment fund of about $10 million (Sh1 billion in today’s exchange rate).
Winners of the annual prize had included Nelson Mandela (1985), sir Bob Geldof (1986) and Archbishop Desmond Tutu (1989).
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Monitor water pumps remotely via your phone

Tracking and monitoring motor vehicles is not new to Kenyans. Competition to install affordable tracking devices is fierce but essential for fleet managers who receive reports online and track vehicles from the comfort of their desk.

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Agricultural Development Corporation Chief Accountant Gerald Karuga on the Spot Over Fraud –




Gerald Karuga, the acting chief accountant at the Agricultural Development Corporation (ADC), is on the spot over fraud in land dealings.

ADC was established in 1965 through an Act of Parliament Cap 346 to facilitate the land transfer programme from European settlers to locals after Kenya gained independence.

Karuga is under fire for allegedly aiding a former powerful permanent secretary in the KANU era Benjamin Kipkulei to deprive ADC beneficiaries of their land in Naivasha.

Kahawa Tungu understands that the aggrieved parties continue to protest the injustice and are now asking the Ethics and Anti-corruption Commission (EACC) and the Directorate of Criminal Investigations (DCI) to probe Karuga.

A source who spoke to Weekly Citizen publication revealed that Managing Director Mohammed Dulle is also involved in the mess at ADC.

Read: Ministry of Agriculture Apologizes After Sending Out Tweets Portraying the President in bad light

Dulle is accused of sidelining a section of staffers in the parastatal.

The sources at ADC intimated that Karuga has been placed strategically at ADC to safeguard interests of many people who acquired the corporations’ land as “donations” from former President Daniel Arap Moi.

Despite working at ADC for many years Karuga has never been transferred, a trend that has raised eyebrows.

“Karuga has worked here for more than 30 years and unlike other senior officers in other parastatals who are transferred after promotion or moved to different ministries, for him, he has stuck here for all these years and we highly suspect that he is aiding people who were dished out with big chunks of land belonging to the corporation in different parts of the country,” said the source.

In the case of Karuga safeguarding Kipkulei’s interests, workers at the parastatals and the victims who claim to have lost their land in Naivasha revealed that during the Moi regime some senior officials used dubious means to register people as beneficiaries of land without their knowledge and later on colluded with rogue land officials at the Ministry of Lands to acquire title deeds in their names instead of those of the benefactors.

Read Also: Galana Kulalu Irrigation Scheme To Undergo Viability Test Before Being Privatised


“We have information that Karuga has benefitted much from Kipkulei through helping him and this can be proved by the fact that since the matter of the Naivasha land began, he has been seen changing and buying high-end vehicles that many people of his rank in government can’t afford to buy or maintain,” the source added.

“He is even building a big apartment for rent in Ruiru town.”

The wealthy officer is valued at over Sh1.5 billion in prime properties and real estate.

Last month, more than 100 squatters caused scenes in Naivasha after raiding a private firm owned by Kipkulei.

The squatters, who claimed to have lived on the land for more than 40 years, were protesting take over of the land by a private developer who had allegedly bought the land from the former PS.

They pulled down a three-kilometre fence that the private developed had erected.

The squatters claimed that the former PS had not informed them that he had sold the land and that the developer was spraying harmful chemicals on the grass affecting their livestock and homes built on a section of the land.

Read Also: DP Ruto Wants NCPB And Other Agricultural Bodies Merged For Efficiency

Naivasha Deputy County Commissioner Kisilu Mutua later issued a statement warning the squatters against encroaching on Kipkuleir’s land.

“They are illegally invading private land. We shall not allow the rule of the jungle to take root,” warned Mutua.

Meanwhile, a parliamentary committee recently demanded to know identities of 10 faceless people who grabbed 30,350 acres of land belonging to the parastatal, exposing the rot at the corporation.

ADC Chairman Nick Salat, who doubles up as the KANU party Secretary-General, denied knowledge of the individuals and has asked DCI to probe the matter.

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William Ruto eyes Raila Odinga Nyanza backyard




Deputy President William Ruto will next month take his ‘hustler nation’ campaigns to his main rival, ODM leader Raila Odinga’s Nyanza backyard, in an escalation of the 2022 General Election competition.

Acrimonious fall-out

Development agenda

Won’t bear fruit

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