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6 things other governments provide that Americans still have to pay for – Finance – Pulselive.co.ke

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  • The American government pays for a lot of things, but it doesn’t cover everything other governments do.
  • Americans still need to pay for things like healthcare, college, and daycare out of their own pockets.
  • However, just because other governments pay for these benefits doesn’t necessarily mean they’re free — these countries often have higher tax rates, so taxpayer money can still fund benefits in the long run.

The American government spends money on a lot of things — national defense, veterans’ benefits, income security, natural resources, energy, and environmental protection, to name a few.

But there are a few things the government doesn’t cover that’s left to American citizens to pay, like healthcare and college tuition — all things that are paid for by the government in some other countries around the world. Quite a few of these expenditures, such as maternity leave and daycare, are highly beneficial for parents.

However, it’s worth noting that even in many of these countries, especially those in Europe, such social benefits aren’t necessarily “free.” These countries often have higher tax rates, giving the government more money to use on said benefits.

Here, six things Americans are paying for that citizens in other countries aren’t.

College


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College

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In the US, college tuition has more than doubled since the 1980s — and students are racking up an average of $17,126 in loans to pay for their school tuition as a result.

Many European countries, including Germany, the Czech Republic, Sweden, Denmark, Norway, and Finland offer free college to citizens, However, the government pays for tuition with taxpayer money, so “free” is a relative cost. Europe traditionally has higher taxes than the US, enabling countries to offer additional social services, Business Insider’s Abby Jackson previously reported.

Healthcare


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Healthcare

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The US is the only wealthy, industrialized country that doesn’t have universal healthcare. Some say this model gives people more options, allowing them to pick the right plan for them, while others argue that government-funded healthcare reduces cost and offers a stronger social safety net, according to Business Insider’s Chris Weller.

“Life is much easier when your healthcare is covered without thinking about it,” a resident of Finland, which has single-payer healthcare, told Weller. “I have lived many years in a country where people have to choose whether they have or don’t have coverage for their health. Single-payer health care is easy and fair, providing basic security for all people regarding their health.”

Vacation


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Vacation

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In America, businesses voluntarily provide paid vacation leave. Without a national paid leave policy, nearly 25% of US workers go without time off, according to the Boston Globe, citing data from the Bureau of Labor Statistics. If they want to go on vacation, they have to give up a day’s salary worth to do so.

In fact, the US is the only advanced economy without a paid vacation policy, reports the Boston Globe, citing the World Policy Analysis Center at the University of California Los Angeles. Only 13 countries are in the same boat. Most offer universal paid vacation policies — in the UK, employees receive about 28 days of paid leave, and in Denmark, workers get 25 days of paid annual leave.

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Parental leave


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Parental leave

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Some European countries, including Bulgaria, Greece, the UK, Slovakia, and Croatia, have national paid maternity leave policies. New Zealand also has a paid parental leave policy of 22 weeks. But the US doesn’t have a national policy. Instead, maternity leave policies vary by employer — not all offer them, and not all are paid. Thus, new mothers have to sacrifice some of their salary to take time off.

It’s worth noting that not all national parental leave policies are fully paid. In the UK, mothers get 52 weeks of maternity leave, but only 12 weeks are paid in full — the rest are paid partially, according to CNN.

One mother in France explained to NPR that you have to “give to the system” for countries to afford this leave. “Governments rely on a social insurance structure, where small contributions create a pool of money that workers can draw from when they need to take leave,” wrote writer Jessica Deahl.

The Trump administration did include a plan for paid parental leave in its 2018 budget proposal, proposing six weeks of leave to eligible workers.

Baby items


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Baby items

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Finland also has an accommodating parental leave policy, as well as other perks: new moms receive a cardboard box from the government. Not only does it serve as a bassinet, it includes baby essentials like a sleeping pad, bathing products, diapers, and bedding.

In the US, expectant mothers need to shop for those items themselves.

Daycare


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Daycare

(Adam Bettcher/Getty Images for Knowledge Universe)

The average cost of enrolling a child full-time in daycare in the US is nearly $10,000 a year. Meanwhile, multiple countries, like Denmark, Iceland, Luxembourg, Norway, and Sweden offer universal childcare, spending more than $9,000 per child age six or younger every year to provide daycare, according to The Atlantic.

Denmark pays for 75% of childcare, and even more for lower class families, according to The Huffington Post.



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Public officers above 58 years and with pre-existing conditions told to work from home: The Standard

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Head of Public Service Joseph Kinyua. [File, Standard]
In a document from Head of Public Service, Joseph Kinyua new measure have been outlined to curb the bulging spread of covid-19. Public officers with underlying health conditions and those who are over 58 years -a group that experts have classified as most vulnerable to the virus will be required to execute their duties from home.

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However, the new rule excluded personnel in the security sector and other critical and essential services.
“All State and public officers with pre-existing medical conditions and/or aged 58 years and above serving in CSG5 (job group ‘S’) and below or their equivalents should forthwith work from home,” read the document,” read the document.
To ensure that those working from home deliver, the Public Service directs that there be clear assignments and targets tasked for the period designated and a clear reporting line to monitor and review work done.
SEE ALSO: Thinking inside the cardboard box for post-lockdown work stations
Others measures outlined in the document include the provision of personal protective equipment to staff, provision of sanitizers and access to washing facilities fitted with soap and water, temperature checks for all staff and clients entering public offices regular fumigation of office premises and vehicles and minimizing of visitors except by prior appointments.
Officers who contract the virus and come back to work after quarantine or isolation period will be required to follow specific directives such as obtaining clearance from the isolation facility certified by the designated persons indicating that the public officer is free and safe from Covid-19. The officer will also be required to stay away from duty station for a period of seven days after the date of medical certification.
“The period a public officer spends in quarantine or isolation due to Covid-19, shall be treated as sick leave and shall be subject to the Provisions of the Human Resource Policy and procedures Manual for the Public Service(May,2016),” read the document.
The service has also made discrimination and stigmatization an offence and has guaranteed those affected with the virus to receive adequate access to mental health and psychosocial supported offered by the government.
The new directives targeting the Public Services come at a time when Kenyans have increasingly shown lack of strict observance of the issued guidelines even as the number of positive Covid-19 cases skyrocket to 13,771 and leaving 238 dead as of today.
SEE ALSO: Working from home could be blessing in disguise for persons with disabilities
Principal Secretaries/ Accounting Officers will be personally responsible for effective enforcement and compliance of the current guidelines and any future directives issued to mitigate the spread of Covid-19.

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Uhuru convenes summit to review rising Covid-19 cases: The Standard

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President Uhuru Kenyatta (pictured) will on Friday, July 24, meet governors following the ballooning Covid-19 infections in recent days.
The session will among other things review the efficacy of the containment measures in place and review the impact of the phased easing of the restrictions, State House said in a statement.
This story is being updated.
SEE ALSO: Sakaja resigns from Covid-19 Senate committee, in court tomorrow

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Drastic life changes affecting mental health

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Kenya has been ranked 6th among African countries with the highest cases of depression, this has triggered anxiety by the World Health Organization (WHO), with 1.9 million people suffering from a form of mental conditions such as depression, substance abuse.

KBC Radio_KICD Timetable

Globally, one in four people is affected by mental or neurological disorders at some point in their lives, this is according to the WHO.

Currently, around 450 million people suffer from such conditions, placing mental disorders among the leading causes of ill-health and disability worldwide.

The pandemic has also been known to cause significant distress, mostly affecting the state of one’s mental well-being.

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With the spread of the COVID-19 pandemic attributed to the novel Coronavirus disease, millions have been affected globally with over 14 million infections and half a million deaths as to date. This has brought about uncertainty coupled with difficult situations, including job loss and the risk of contracting the deadly virus.

In Kenya the first Coronavirus case was reported in Nairobi by the Ministry of Health on the 12th March 2020.  It was not until the government put in place precautionary measures including a curfew and lockdown (the latter having being lifted) due to an increase in the number of infections that people began feeling its effect both economically and socially.

A study by Dr. Habil Otanga,  a Lecturer at the University of Nairobi, Department of Psychology says  that such measures can in turn lead to surge in mental related illnesses including depression, feelings of confusion, anger and fear, and even substance abuse. It also brings with it a sense of boredom, loneliness, anger, isolation and frustration. In the post-quarantine/isolation period, loss of employment due to the depressed economy and the stigma around the disease are also likely to lead to mental health problems.

The Kenya National Bureau of Statistics (KNBS) states that at least 300,000 Kenyans have lost their jobs due to the Coronavirus pandemic between the period of January and March this year.

KNBC noted that the number of employed Kenyans plunged to 17.8 million as of March from 18.1 million people as compared to last year in December. The Report states that the unemployment rate in Kenya stands at 13.7 per cent as of March this year while it stood 12.4 per cent in December 2019.

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Mama T (not her real name) is among millions of Kenyans who have been affected by containment measures put in place to curb the spread of the virus, either by losing their source of income or having to work under tough guidelines put in place by the MOH.

As young mother and an event organizer, she has found it hard to explain to her children why they cannot go to school or socialize freely with their peers as before.

“Sometimes it gets difficult as they do not understand what is happening due to their age, this at times becomes hard on me as they often think I am punishing them,”

Her contract was put on hold as no event or public gatherings can take place due to the pandemic. This has brought other challenges along with it, as she has to find means of fending for her family expenditures that including rent and food.

“I often wake up in the middle of the night with worries about my next move as the pandemic does not exhibit any signs of easing up,” she says. She adds that she has been forced to sort for manual jobs to keep her family afloat.

Ms. Mary Wahome, a Counseling Psychologist and Programs Director at ‘The Reason to Hope,’ in Karen, Nairobi says that such kind of drastic life changes have an adverse effect on one’s mental status including their family members and if not addressed early can lead to depression among other issues.

“We have had cases of people indulging in substance abuse to deal with the uncertainty and stress brought about by the pandemic, this in turn leads to dependence and also domestic abuse,”

Sam Njoroge , a waiter at a local hotel in Kiambu, has found himself indulging in substance abuse due to challenges he is facing after the hotel he was working in was closed down as it has not yet met the standards required by the MOH to open.

“My day starts at 6am where I go to a local pub, here I can get a drink for as little as Sh30, It makes me suppress the frustration I feel.” he says.

Sam is among the many who have found themselves in the same predicament and resulted to substance abuse finding ways to beat strict measures put in place by the government on the sale of alcohol so as to cope.

Mary says, situations like Sam’s are dangerous and if not addressed early can lead to serious complications, including addiction and dependency, violent behavior and also early death due to health complications.

She has, however, lauded the government for encouraging mental wellness and also launching the Psychological First Aid (PFA) guide in the wake of the virus putting emphasis on the three action principal of look, listen and link. “When we follow this it will be easy to identify an individual in distress and also offer assistance”.

Mary has urged anyone feeling the weight of the virus taking a toll on them not to hesitate but look for someone to talk to.

“You should not only seek help from a specialist but also talk to a friend, let them know what you are undergoing and how you feel, this will help ease their emotional stress and also find ways of dealing with the situation they are facing,” She added

Mary continued to stress on the need to perform frequent body exercises as a form of stress relief, reading and also taking advantage of this unfortunate COVID-19 period to engage in hobbies and talent development.

“Let people take this as an opportunity to kip fit, get in touch with one’s inner self and  also engage in   reading that would  help expand their knowledge.

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